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Representing a Bespoke Collection of Austin’s Finest Properties.

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    ALL YOU NEED TO KNOW

    How much do I need for a down payment on a home?
    Down payment requirements vary by loan type and personal finances. Typically, 20% is standard, but many buyers qualify with as little as 3% down through conventional loans or 3.5% with FHA loans.
    What’s the difference between pre-qualification and pre-approval?
    How does my credit score affect my mortgage rate?
    What are closing costs, and how much should I expect to pay?
    How long does the homebuying process usually take?
    Can I buy a home if I’m self-employed or have irregular income?
    What’s included in my monthly mortgage payment?

    What is a 2-1 buydown, and how does it work?

    Who pays for the 2-1 buydown—the buyer, the seller, or the lender?

    CONTACT ANDREI RAFOLS FOR EXPERT REAL ESTATE GUIDANCE

    +1(310) 651-1906
    https://www.andreirafols.com
    9350 Wilshire Blvd Suite 250, Beverly Hills, CA, 90212, USA
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